You can get a loan if:

• — A Filipino citizen, 21-70 years old and has a valid Government ID
• — Your mobile phone number is not blocked
• — You have registered on the website

You can avail our Installment loan once you have already paid your first loan in full. Only repeat borrowers can avail our installment loan.

We will send the requested amount immediately after confirmation of the contract. From there, it depends on your bank. Normally, the transfer takes place within a period of up to 2 days. Or less than 24 hours if you will use Cebuana Cash Pick-up or a G-cash account.

Try restarting your phone. If you still do not receive messages, check your memory. If it is not enough, clear the space by deleting some unnecessary text messages. Check your account balance and SMS service settings. After performing these actions, request on the website to repeat the sending of the SMS. If you still do not receive the messages, write to [email protected] indicating the problem, your mobile number and the telephone operator.

Unfortunately, in this case you will not receive the money, since the account number does not correspond to the indicated government ID data. The money sent will be returned to the OK Loans service within 2 weeks. After that, the loan will be canceled without interest or commission. You can make a new application, indicating the correct bank details. Please check carefully the personal information you enter!

This can be done until the moment of signing the contract. After the signature of the same, the money is sent immediately. In this case, you can only repay the loan early with minimal interest. You can check the amount to be paid in the okloans.ph customer service line or in your personal account. If you have not yet confirmed the contract, send an email to [email protected].

We send the money to you a couple of seconds after confirming the contract. Then everything depends on your bank. It is possible to expect the reception of money during the week during the working hours from 8:00 to 16:00. In the case of approval of the application during the night, it is possible to receive the money the following morning. If the approval has occurred during the weekend, you will receive the transfer on Monday morning.

If you make payments on time, the «OK Loans» will almost certainly make a positive decision.

If you are of legal age and have always made credit payments on time, there may have been an error. Try once more to fill out and send the application. The more personal data you indicate, the greater the chance that your application will be approved.

For new customers who have not previously taken a loan from OK Loans, the interest rate is 0%. For regular customers, the interest rate depends on the term and amount of the loan, but does not exceed 1.5% per day.

We only require 1 government valid ID but it will help if you can present supporting documents like payslip, COE, ITR, company ID, DTI (if self-employed or with business).

Only repeat borrowers can avail our Installment loan, If you’re already a repeat borrower you don’t need to present any requirements unless needed for further validation. Repeat borrowers can be automatically approved.

You can borrow PHP 1,000 to PHP 30,000

You can apply anytime and anywhere. You may apply online to our website at www.okloans.ph or our application at googleplaystore.

The repayment amount is available in the credit calculator before you apply.
The interest rate depends on the amount you want to borrow and the loan duration. No other charges will be applied if you pay in time.

It’s nothing complicated. Simply enter the necessary data into the online application, the amount and the way you receive the money. After that there is sign the contract through the code obtained by SMS. When you do this, the «OK Loans» service will transfer the values to you immediately. By signing it, OK Loans will transfer the money to you immediately.

The requested quantity is sent immediately after signing the contract. The speed of receipt of money depends on your bank and is 1 to 2 days. For G-cash, Paymaya and Dragonpay transfer will not be more than 24hrs within working days.

The OK Loans service establishes an individual limit for each client. You have the right to get one more loan within these limits in case you do not have past due payments on previous loans.

OK Loans automatically increases the available loan immediately after the payment of the previous one. The following loan will be available immediately after the refund of the previous loan amount.

You will find all the relevant information in the section of your personal account. The information will appear there after submitting the form, the robot will make the decision in an instant. If the application is approved, only the contract will be confirmed by entering the SMS code.