REFER A FRIEND NOW AND EARN A REWARD

When you recommend a friend who will pay their first loan on time, you’ll receive a discount on your

subsequent loan payment. Applicable only on all new loaners.

Sign in & Refer a friend

Sign in now and refer a friend. You will get 10% discount on every successful first time user. Friends and family can get the loans they require quickly, easily, and securely with the help of OK Loans. To be eligible for the Promo, the Referrer must download the most recent version of the OK Loans app.

Download the app now!

Grow with OK Loans by taking out loans that meet your income plans and pay your bills. Try it out on the app for faster & smooth processing.

Here's how to get started

Promo runs from February 28, 2023 to February 28, 2024, extended until February 28, 2025 as approved by DTI-FTEB. Per DTI Fair Trade Permit No. FTEB- 150260, Series of 2023.

Friends and family can get the loans they require quickly, easily, and securely with the help of OK Loans. To be eligible for the Promo, the Referrer must download the most recent version of the OK Loans app and successfully invite a friend, family member, or other third party (the “Invited User”) by performing the following steps:

  1. Click the refer a friend menu on the sidebar of the OK Loans app after launching it.

  2. In the OK Loans app, you can share your exclusive Invitation Link or Referral Code via SMS, email, Facebook Messenger, or any other contact method that is available on the Referrer’s device.

  3. From your contact list, choose the appropriate Invited User(s) to whom you want to send your Invitation Link or Referral Code.

  4. Select “Send”! Your exclusive Referral Code and Invitation Link will be sent to your Invited User so they can download the OK Loans app from Google Play or App Store.

The referral must be successful in order to receive the Referrals Bonus. When a referral is effective, the Invited User:

 

  1. Use your referral code to sign up or tap the invitation link to download and install the OK Loans app.

  2. The Invited User establishes a password in the OK Loans app, confirms his identity using the one-time password method, and agrees to OK Loans’ privacy terms using the OK Loans app.

  3. By disbursing and repaying their loan on time, the Invited User successfully completes their first loan transaction of at least PHP 1000. For the referral incentive to be given to the Referrer, the Invited User must complete their loan application and repay their loan during the Promo Period.

  4. If the Invited User’s initial loan transaction is less than PHP 1,000, the referral will be considered successful if the Invited User increases their loan limit to at least PHP 1,000, applies for a loan of at least PHP 1000, and disburses and repays such loan on schedule.

 

Within 24 hours of an Invited User’s first loan transaction of at least PHP 1000 being completed, the Referrer will be notified via SMS of a successful referral and will receive the Referral Bonus through their OK Loans app (or, if the Referrer has an outstanding loan, the amount of the Referral Bonus will be automatically applied to the Referrer’s balance).

 

If the referral to the Invited User is unsuccessful or the Referrer is not authorized for their subsequent loan, they will not be eligible to receive a Referral Bonus. The Referral Bonus is not transferrable.

 

Even after the Promo Period has ended, the Referral Bonus will not lose its value and may be used to offset any future loan payments made by the Referrer.